UK motoring scheme reminds drivers they may need insurance even if off the road


Uninsured motorists are aware that they may receive court fines even when caught off the road. A scheme which assesses motorist records is apprehending over 3,000 uninsured drivers each day. A certified British speeding solicitor continues can help any driver across the country understand the implications of the scheme. The scheme currently operated by the DVLA-Driver and Vehicle Licensing Agency- and MIB- Motor Insurers’ Bureau- had already issued over 5 million warning letters by Oct this year.

The MIB insists that any motorist who is not insured will be apprehended and risk fine notices and penalties amounting up to £1,000 and the car may also be crashed. The law empowering DVLA and MIB to take legal action against uninsured vehicle owners even when off the road was enacted in 2011. The Motor Insurance Database records are compared with DVLA records to identify any uninsured motorists. The system also provides an opportunity of sending several insurance advisory letters to thousands of uninsured car owners meaning that they will be caught even when they are not driving.

The advisory letters warn uninsured car owners to either ensure their vehicles or make a Statutory Off-Road Notification (SORN) to the DVLA or even face fixed fines, penalty notices or court prosecution. According to MIB (Motor Insurers’ Bureau), the scheme ensures no driver escapes the law. The data makes it easy to identify and apprehend motorists who lack vehicle insurance covers. The on-going police efforts along with automation have helped to reduce the number of uninsured motorists in British roads over the past one decade.

Working with a certified UK speeding solicitor will help you better understand why uninsured motorists risk prosecution. The MIB is a not-for-profit agency that assists innocent drivers if they are involved in a hit-and-run collision or accidents with uninsured motorists. Under these circumstances, the fines are settled through the insurance premiums of fully-insured and legal motorists. The law of CIE-Continuous Instance Enforcement-has now been in operation for 24 months and the maximum potential fine amounts up to £1,000. Any car that is not insured should also be declared off the road to avoid arrests and prosecution.

Since the CIE law was enacted, over £5 million has been collected as court fines from motorists who have been keeping uninsured vehicles in different parts of the country. The uninsured vehicles cost the MIB nearly £33 for each insurance policy amounting to over £380 million each year. Unless you are keeping the vehicle off the road through SORN, you need to apply for an insurance policy for your vehicle. The CIE Law (2011) applies to all types of vehicles including motorbikes kept in garages or driveways. Unless you settle the £150 plus £20 each day, your car will be seized by the authorities and disposed within two weeks. Seek expert advice from a licensed speeding solicitor in your area if you already have an uninsured vehicle to avoid arrests and fines.